Car Loans – FNC Finance

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Your dream car is closer than you think. With FNC Finance’s Car Loan service, we make vehicle ownership affordable, accessible, and completely straightforward.

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Lowest Interest Rates – Calculate EMI – Check Eligibility – Instant e-Approval – Special Offers

[/vc_column_text][price_rate new_price=”8.70%” new_title=”FOR NEW CAR” old_price=”9.70%” old_title=”FOR NEW CAR”][button btntext=”Why Choose us ?” btnlink=”http://demo.oceanthemes.net/borrow/about-us/” size=”small”][/vc_column][vc_column width=”5/12″ offset=”vc_col-lg-offset-1 vc_col-md-offset-1″][vc_column_text][contact-form-7 id=”421″][/vc_column_text][/vc_column][/vc_row][vc_row css=”.vc_custom_1589966739977{padding-top: 100px !important;padding-bottom: 100px !important;background-color: #ffffff !important;}”][vc_column][vc_row_inner el_class=”align-items-center”][vc_column_inner width=”5/12″ offset=”vc_col-md-5″][process3 title=”What is a Car Loan?”]A car loan is a financing product that lets you purchase a new or pre-owned vehicle by borrowing the cost (or a large portion of it) from a bank or financial institution. You repay the loan in easy, fixed monthly installments (EMIs) over your chosen tenure, after which full ownership of the vehicle transfers to you.[/process3][/vc_column_inner][vc_column_inner width=”1/2″ offset=”vc_col-lg-offset-1 vc_col-md-offset-1 vc_col-md-6 vc_col-sm-offset-1″][vc_single_image image=”2332″ img_size=”full” alignment=”center” css=”.vc_custom_1777611484392{margin-bottom: 0px !important;}” el_class=”w-100 imghome”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=”.vc_custom_1777544296557{padding-top: 80px !important;padding-bottom: 50px !important;}”][vc_column width=”1/2″][heading text=”Eligibility Requirements” tag=”h1″ css=”.vc_custom_1777090245326{margin-bottom: 30px !important;}”][vc_column_text css=””]

Age: 21 to 65 years at the time of loan maturity
Employment: Salaried individuals, self-employed professionals, and business owners
Minimum Income: As per lender requirements — typically Rs. 15,000 to Rs. 25,000 per month
Credit Score: A CIBIL score of 700+ improves approval likelihood and interest rate

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Loan Amount: Typically finance 80–100% of the on-road price for new cars (subject to lender terms)
Tenure: Flexible repayment periods from 12 to 84 months
Competitive interest rates sourced from multiple lenders
Applicable for new cars, pre-owned cars, and two-wheelers (as per lender product)

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Quick Processing: Streamlined application to get your loan approved fast
Minimal Paperwork: We guide you on exactly what documents you need
Best Rates: Our lender network gives you access to the most competitive interest rates
Flexible EMIs: Choose a tenure that keeps your monthly payments comfortable
End-to-End Support: From application to final RC-linked loan closure

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Contact FNC Finance with your vehicle preference, budget, and financial profile
Our advisor checks your eligibility and identifies the best loan offers
Documentation is collected and submitted on your behalf
Loan sanctioned by the lender and funds disbursed to the dealership
Drive home in your new vehicle

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KYC Documents: PAN Card, Aadhaar Card
Income Proof: Salary slips (last 3 months) or ITR
Bank Statements: Last 3–6 months
Residence Proof: Utility bills, rental agreement, etc
Vehicle Quotation from the dealership (for new cars)

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Check your eligibility and apply for a car loan with FNC Finance today. Our advisors will ensure you get the best deal available in the market.