Your dream car is closer than you think. With FNC Finance’s Car Loan service, we make vehicle ownership affordable, accessible, and completely straightforward.

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What is a Car Loan?

A car loan is a financing product that lets you purchase a new or pre-owned vehicle by borrowing the cost (or a large portion of it) from a bank or financial institution. You repay the loan in easy, fixed monthly installments (EMIs) over your chosen tenure, after which full ownership of the vehicle transfers to you.

Eligibility Requirements

Age: 21 to 65 years at the time of loan maturity
Employment: Salaried individuals, self-employed professionals, and business owners
Minimum Income: As per lender requirements — typically Rs. 15,000 to Rs. 25,000 per month
Credit Score: A CIBIL score of 700+ improves approval likelihood and interest rate

Loan Details

Loan Amount: Typically finance 80–100% of the on-road price for new cars (subject to lender terms)
Tenure: Flexible repayment periods from 12 to 84 months
Competitive interest rates sourced from multiple lenders
Applicable for new cars, pre-owned cars, and two-wheelers (as per lender product)

Benefits of Choosing FNC Finance

Quick Processing: Streamlined application to get your loan approved fast
Minimal Paperwork: We guide you on exactly what documents you need
Best Rates: Our lender network gives you access to the most competitive interest rates
Flexible EMIs: Choose a tenure that keeps your monthly payments comfortable
End-to-End Support: From application to final RC-linked loan closure

How It Works

Contact FNC Finance with your vehicle preference, budget, and financial profile
Our advisor checks your eligibility and identifies the best loan offers
Documentation is collected and submitted on your behalf
Loan sanctioned by the lender and funds disbursed to the dealership
Drive home in your new vehicle

Documents Typically Required

KYC Documents: PAN Card, Aadhaar Card
Income Proof: Salary slips (last 3 months) or ITR
Bank Statements: Last 3–6 months
Residence Proof: Utility bills, rental agreement, etc
Vehicle Quotation from the dealership (for new cars)

Ready to Drive Your Dream Car?

Check your eligibility and apply for a car loan with FNC Finance today. Our advisors will ensure you get the best deal available in the market.

9427776766 | ✉ finscareconsultancy@gmail.com

At FNC Finance, our story is one of dedication, trust, and a relentless commitment to helping people achieve their financial aspirations.

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+91 9427776766

finscareconsultancy@gmail.com

Office No. M8, 2nd Floor, Hariom Complex, Above IDBI Bank, Rushabh Char Rasta, Adajan Patiya, Surat, Gujarat – 395009

Car Loans