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Our Services

At FNC Finance, we offer a comprehensive suite of financial products tailored to suit individuals, families, and businesses at every stage of their financial journey. Explore our services below.

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Personal Loans

What is a Personal Loan?

A personal loan is an unsecured loan that provides you with immediate access to funds for any personal requirement — be it a medical emergency, wedding expenses, home renovation, travel, education, or any other personal goal. No collateral is required.

Who Can Apply?

  • Salaried individuals and self-employed professionals
  • Age: 21 to 60 years
  • Stable monthly income with a satisfactory credit score

Loan Details

  • Loan Amount: As per eligibility and lender criteria
  • Tenure: Flexible repayment periods from 12 to 60 months
  • Interest Rates: Competitive rates sourced from leading banks and NBFCs

Benefits of Choosing FNC Finance

  • Quick processing and rapid approval
  • Minimal documentation requirements
  • Flexible repayment plans to suit your budget
  • Dedicated advisor guiding you through every step

How It Works

  1. Reach out to FNC Finance via phone, email, or by visiting our office
  2. Share your basic details and financial requirements
  3. Our advisor assesses your eligibility and identifies the best lender
  4. Submit required documents with our assistance
  5. Receive loan approval and disbursal directly into your account

➡ Apply for a Personal Loan Today — Contact Us or Visit Our Website

apply now*Offer Details | Pricing & Terms

Business Loans

What is a Business Loan?

A business loan provides financing to help entrepreneurs and companies meet their operational and growth objectives — from managing working capital and purchasing equipment to expanding operations or entering new markets.

Who Can Apply?

  • Sole proprietors, partnership firms, private limited companies, and LLPs
  • Minimum business vintage: typically 1–3 years in operation
  • Annual turnover meeting lender-specified thresholds

Types of Business Loans

  • Working Capital Loans: Short-term funding to manage day-to-day operations
  • Term Loans: Long-term financing for expansion and capital investments
  • Unsecured Business Loans: No collateral required, based on business profile
  • Secured Business Loans: Backed by business or personal assets for larger amounts

Loan Details

  • Loan Amounts: Structured based on business needs and eligibility
  • Tenure: Flexible short-term and long-term repayment options
  • Competitive interest rates with transparent terms

Benefits of Choosing FNC Finance

  • Tailored financing solutions aligned to your business model
  • Fast approvals to keep your business moving
  • Easy documentation with expert guidance
  • Access to a wide network of lenders for the best rates

How It Works

  1. Contact FNC Finance and share your business profile
  2. Our advisor evaluates your requirements and recommends suitable options
  3. We help prepare and submit your application with all documents
  4. Approval from the lender followed by swift disbursal

➡ Fuel Your Business Growth — Apply for a Business Loan with FNC Finance

Warranty Protection

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apply now*Offer Details | Pricing & Terms

Car Loans

What is a Car Loan?

A car loan enables you to purchase your desired vehicle — new or pre-owned — by financing a significant portion of the cost. You repay the loan in easy monthly installments (EMIs) over a chosen period, making vehicle ownership straightforward and affordable.

Eligibility Requirements

  • Salaried individuals and self-employed applicants
  • Age: 21 to 65 years
  • Stable income and a healthy credit history

Loan Details

  • Finance up to 85–100% of the on-road vehicle price (subject to lender terms)
  • Flexible tenure from 12 to 84 months
  • Competitive interest rates ensuring affordable EMIs

Benefits of Choosing FNC Finance

  • Quick loan processing — drive your car sooner
  • Minimal paperwork with expert assistance
  • Wide choice of lenders offering the most competitive rates
  • Guidance on loan structure to minimize total interest paid

How It Works

  1. Contact FNC Finance with your vehicle preferences and budget
  2. Our advisor checks your eligibility and identifies suitable loan options
  3. Documentation is collected and submitted on your behalf
  4. Loan approved and funds disbursed to the dealership

➡ Drive Your Dream Car — Check Eligibility & Apply with FNC Finance

apply now*Offer Details | Pricing & Terms

Home Loans

What is a Home Loan?

A home loan is a secured loan that enables you to purchase, construct, or renovate a residential property. The property itself serves as collateral, and you repay the loan through manageable EMIs spread over a long tenure.

Eligibility Requirements

  • Salaried employees and self-employed individuals
  • Age: 23 to 65 years (at loan maturity)
  • Stable income with adequate repayment capacity
  • Clear and marketable property title

Loan Details

  • High loan amounts based on property value and income profile
  • Long repayment tenures — up to 30 years for maximum affordability
  • Competitive interest rates (floating or fixed as per lender option)

Benefits of Choosing FNC Finance

  • Expert guidance on property valuation and legal due diligence
  • Access to the best home loan rates from leading banks
  • End-to-end support — from application to final registration
  • Flexible repayment options including part-prepayment

How It Works

  1. Share your property details and financial profile with FNC Finance
  2. Eligibility assessment and lender shortlisting
  3. Application preparation and document submission
  4. Property verification and loan sanction
  5. Agreement signing and disbursal

➡ Own Your Dream Home — Apply for a Home Loan with FNC Finance

apply now*Offer Details | Pricing & Terms

Loan Against Property

What is a Loan Against Property?

A Loan Against Property (LAP) allows you to unlock the financial potential of your owned residential or commercial property by using it as collateral. You receive a lump sum amount while retaining ownership of your property.

Eligibility Requirements

  • Residential or commercial property owners
  • Salaried and self-employed applicants
  • Clear property title with no legal disputes
  • Age: 25 to 70 years

Loan Details

  • Loan amount up to 50–70% of the property’s current market value
  • Long repayment tenures of up to 15 years
  • Attractive interest rates compared to unsecured loan products

Benefits of Choosing FNC Finance

  • Access to higher loan amounts using existing assets
  • Lower interest rates than personal or business unsecured loans
  • Quick approval backed by FNC Finance’s lender network
  • Minimal disruption — retain full use of your property

How It Works

  1. Contact FNC Finance with details of your property and funding requirement
  2. Property evaluation and eligibility assessment
  3. Lender recommendation and application processing
  4. Property verification, legal check, and loan sanction
  5. Funds disbursed directly to your account

➡ Leverage Your Property’s Value — Apply for LAP with FNC Finance

Mutual Funds

What are Mutual Funds?

Mutual funds are professionally managed investment vehicles that pool money from multiple investors and invest in a diversified portfolio of stocks, bonds, or other securities. They offer an accessible and effective way to grow wealth over time, suitable for all types of investors.

Types of Mutual Funds

  • Equity Funds: Invest in stocks for potentially higher long-term returns
  • Debt Funds: Invest in bonds and fixed-income instruments for stability
  • Hybrid Funds: A balanced combination of equity and debt for moderate growth
  • ELSS (Tax-Saving Funds): Invest with the added benefit of tax deductions under Section 80C
  • SIP (Systematic Investment Plans): Invest small amounts regularly for disciplined wealth creation

Benefits of Investing in Mutual Funds

  • Professional Management: Expert fund managers handle your investments
  • Diversification: Spread risk across multiple asset classes and sectors
  • Liquidity: Most mutual funds offer easy redemption when needed
  • Flexibility: Start with as little as Rs. 500 per month through SIP
  • Potential for Higher Returns: Historically outperform traditional savings over the long term

How FNC Finance Helps

Our investment advisors at FNC Finance take a personalized approach to mutual fund guidance. We first understand your financial goals, investment horizon, and risk tolerance before recommending a fund portfolio that is right for you.

  • Goal-based investment planning (retirement, education, wealth creation)
  • Regular portfolio review and rebalancing recommendations
  • Clear explanation of fund performance, risks, and charges
  • Support for both lump sum investments and SIPs

How It Works

  1. Share your financial goals and investment preferences with our advisor
  2. Risk profiling and personalized fund recommendation
  3. KYC completion with our assistance
  4. Investment initiated and portfolio set up
  5. Ongoing monitoring and performance review

➡ Start Your Wealth Journey Today — Contact FNC Finance for Investment Guidance

At FNC Finance, our story is one of dedication, trust, and a relentless commitment to helping people achieve their financial aspirations.

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Contact

+91 9427776766

finscareconsultancy@gmail.com

Office No. M8, 2nd Floor, Hariom Complex, Above IDBI Bank, Rushabh Char Rasta, Adajan Patiya, Surat, Gujarat – 395009

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