Your home is more than an address — it is a dream, a milestone, and an investment in your family’s future. FNC Finance is here to make that dream a reality with transparent, affordable, and expertly managed home loan solutions.
Your home is more than an address — it is a dream, a milestone, and an investment in your family’s future. FNC Finance is here to make that dream a reality with transparent, affordable, and expertly managed home loan solutions.
A home loan is a secured financing product that helps you purchase a new or resale residential property, construct your own home, or renovate an existing one. The property serves as collateral for the loan, and you repay the borrowed amount along with interest through EMIs over a long tenure — making large property purchases manageable.
| Bank Name | Interest Rate | Processing Fees |
|---|---|---|
| HDFC Bank Home Loan | 7.75% to 13.20% | Up to 1.50% of loan amount |
| HSBC Bank Home Loan | 7.45% | Up to 1.00% of the loan amount + applicable taxes |
| Kotak Bank Home Loan | 7.70% | Up to 0.50% of loan amount + GST & other statutory levies |
| PNB Housing Finance | 7.50% | Up to 1% of loan amount + GST |
| Federal Bank Home Loan | 7.30% | 0.50% of loan amount (Min. Rs. 3,000 - Rs. 7,500) |
| IDFC First Bank Home Loan | 8.85% | Up to Rs. 10,000 |
| Central Bank of India | 7.10% to 8.25% | Up to 0.50% of loan amount (Maximum Rs. 20,000) |
| Bank of Baroda Home Loan | 7.20% to 8.95% | Up to 0.50% of loan amount (Minimum Rs. 8,500 & Maximum Rs. 25,000) |
| Bajaj Finserv Home Loan | 7.15% - 20.00% | Up to 1% of loan amount (Minimum Rs. 700) |
| SBI Bank Home Loan | 7.25% | Up to 0.50% of loan amount + GST |
| ICICI Bank Home Loan | 7.45% | Up to 0.50% of loan amount or Rs. 2,000, whichever is higher + GST |
| LIC Housing Finance | 7.50% | 0.50% of loan amount + GST |
| Bandhan Bank Home Loan | 8.40% | 0.50% of loan amount |
| Bank of Maharashtra Home Loan | 7.10% to 9.15% | 0.25% of loan amount (Maximum Rs. 25,000) |
| Bank of India Home Loan | 7.35% | Maximum Rs. 50,000 |
| Indian Bank Home Loan | 8.40% | Up to 0.30% of loan amount (Maximum Rs. 20,470) |
| Union Bank of India Home Loan | 7.35% - 9.75% | Up to 0.50% of loan amount (Maximum Rs. 15,000) + GST |
| Canara Bank Home Loan | 7.15% to 20.00% | 0.50% of loan amount (Minimum Rs. 1,500 & Maximum Rs. 10,000) |
| YES Bank Home Loan | 9.00% | 1% of loan amount or Rs. 10,000, whichever is higher + GST |
Apply for a home loan with FNC Finance and benefit from expert guidance, competitive rates, and support every step of the way.
9427776766 | ✉ finscareconsultancy@gmail.com
At FNC Finance, our story is one of dedication, trust, and a relentless commitment to helping people achieve their financial aspirations.
+91 9427776766
finscareconsultancy@gmail.com
Office No. M8, 2nd Floor, Hariom Complex, Above IDBI Bank, Rushabh Char Rasta, Adajan Patiya, Surat, Gujarat – 395009
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